Using Your Insurance vs. The Other Driver’s After an Accident

There are many aspects to a property damage claim. Today I’m going to talk about whether you should use your insurance company or the other at-fault driver’s insurance company when dealing with the property damage. You may have a choice of which one you want to use, and many times it makes sense to use your company versus the other company. For instance, maybe you don’t even know who that other company is, or they’re very difficult to deal with. and you’d rather and feel more comfortable with using your own company. If you have that coverage on your policy, collision coverage, then you can use it. The only drawback is that you will be responsible for a deductible. However, there is good news. You might be able to get that deductible back once the claim is over.