What happens if someone causes a wreck when they do not have car insurance?  Who is going to pay for the damage to your car?  Who is going to pay your medical bills?  If the wreck was not your fault, it would not be fair for you to have to pay these expenses.  Fortunately, there is a type of car insurance you can purchase to protect you from being stuck paying these expenses.  It is called Uninsured Motorist Coverage, or UM. Normal people do not wonder how much UM coverage they have…until they need it.  In fact, 90% of the people who come into our office do not even know if they have [...]

During your morning commute down I-575 during a typical rush hour, traffic ahead slows to a stop in order to read the all-important message displayed on the overhead sign approaching Highway 92.  You stop right along with traffic, learning that it will take you 35 minutes to reach I-75.  At that moment, Mayhem, driving behind you, is updating his social media status and crashes into the rear of your car.  You’re hurt.

You find yourself in the back of an ambulance, on the way to the ER of a local hospital.  Lucky for you, traffic moves out of the way for you in your new ride.  [...]