Today I’m going to talk about recorded statements. Recorded statements are obviously statements that are recorded. But the important thing about it is who’s asking for these recorded statements. Which insurance company is asking for these statements? Should you give a recorded statement? Many times you are asked at the outset by the responsible party, the at-fault driver’s insurance company, for a recorded statement. In no circumstances should you be giving a recorded statement to the at-fault driver’s insurance company. All they are doing is looking for information that will help them and hurt you, help their case, hurt your claim. There are times, however, when you have to give recorded statements. If your insurance company is asking you for a recorded statement by contract, the contract that you signed with them when you purchased that insurance says you have to cooperate with them.
And part of that cooperation sometimes means giving a recorded statement to your own insurance company. They want to know facts. They want to know if coverage applies. In those circumstances, you don’t have a choice. You have to give a recorded statement.
